冰島租車保險&第三方保險問題 - 歐洲旅遊

各位好

目前是向SAGA 租了兩台車，預計4/28~6/4用車
SAGA其實就是Thrifty

租車的部分，目前只有CDW
想請問Saga的GCDW內容與icarhireinsurance有重複

以下為Saga's GCDW條文

Grand Collision Damage Waiver (Grand CDW) includes Super Collision Damage
Waiver (Super CDW) and in addition it covers damages on windshields, front
lights and paint of the rent a car which is caused by gravel or stones that
hit the rental car from a passing vehice on a gravel road. It also covers
damages to the chassis of the hire car, such as to the exhaust system,
gear-box and engine if the vehicle scrapes the surface of a regular road or
on F-marked roads for those rental cars which are fit for such roads. This is
an optional upgrade to the SCDW.
The deductible is 170 euros for 2x4 passanger cars and 240 euros for AWD/4x4
vehicles and 7 seats passenger vans and larger

以下為icarhireinsurance條文
http://imgur.com/7wPhjcY


目前需求是要有GP(碎石)險，意即因碎石頭引起的車窗破裂、車身刮傷都有在承保範圍內
爬文有些人說icarhire有內含，但又有人說沒有

同行友人想要GCDW+SAAP(風沙險)+第三方
但就是怕GCDW跟第三方是重複投保，這樣就浪費將近7000元台幣的保費了
以我們的CASE是不是可以用CDW+SAAP+第三方 就可以了呢??

想請問有去過的大大們，是不是可以給一點點小建議呢??
非常感謝!!!

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