出國刷卡的結算匯率與當日台銀匯率比較 - 旅遊
By Charlie
at 2016-01-03T11:06
at 2016-01-03T11:06
Table of Contents
圖表部落格：http://nashchou.blogspot.tw/2016/01/blog-post_1.html
想作這樣的比較很久了，
無奈這一兩年出國次數較少，所以一直弄不成
趁著這次到日本玩，連著去年歐洲的消費一併作一個簡單的統計
只有2次樣本，66筆交易，3種幣別(日圓、歐元、丹麥克朗)
後續出國，會持續每次都做比較。
因為都是表格，就不貼上來了
直接在這裡講結論
1. 通常JCB的請款匯率，會優於MasterCard的請款匯率。
2. 通常刷卡消費的請款匯率，會優於請款日台灣銀行的即期賣出匯率。
3. 在使用冷門貨幣的國家，可以刷卡就盡量刷卡吧！
例外：如果在你旅遊期間，匯率有有明顯且劇烈的漲勢，那就多換點現鈔。
--
想作這樣的比較很久了，
無奈這一兩年出國次數較少，所以一直弄不成
趁著這次到日本玩，連著去年歐洲的消費一併作一個簡單的統計
只有2次樣本，66筆交易，3種幣別(日圓、歐元、丹麥克朗)
後續出國，會持續每次都做比較。
因為都是表格，就不貼上來了
直接在這裡講結論
1. 通常JCB的請款匯率，會優於MasterCard的請款匯率。
2. 通常刷卡消費的請款匯率，會優於請款日台灣銀行的即期賣出匯率。
3. 在使用冷門貨幣的國家，可以刷卡就盡量刷卡吧！
例外：如果在你旅遊期間，匯率有有明顯且劇烈的漲勢，那就多換點現鈔。
--
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旅遊
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