日本旅遊『台日保險整理』。 - 旅遊
By Franklin
at 2022-10-18T22:53
at 2022-10-18T22:53
Table of Contents
更新日期 2022/10/22 (新增南山產物線上投保)
先聲明 這個整理只適合近期出發的旅客,
因各家保險公司都還在觀望,可能幾週後
會有更多家提供COVID-19保險與不便險。
(建議出發前幾天在投保就好,
多觀望各家保險公司動態。)
1.<台灣>美商安達(官網可線上投保)
(台灣唯一有保COVID-19的出國保險!)
https://www.chubbtravelinsurance.com.tw/
(方案內容)
https://i.imgur.com/zRJZJN5.png
(官網內容)
https://ssur.cc/jL5LgDEsb
疾病與傷害醫療最高80萬保障。
2.<台灣>南山產物(10/21開放網路投保)
(台灣唯一有日本國外旅遊不便險方案!)
https://www.nanshangeneral.com.tw/
3.<日本>東京海上日動火災(網上投保需日本IP)
投保網址(採用日本政府觀光局JNTO網址進入)
https://ssur.cc/MHQHVMSr3
1,000萬日幣醫療保障<包括COVID-19醫療>。
(就醫直接由保險公司代付)
(需到日本使用當地IP投保或台灣使用VPN)
註.網路上東京海上旅平險投保進入網址有很多
不同保險代理店,懷疑可能有分潤 我這邊
提供的是日本政府觀光局JNTO官方網址,
應該是沒有分潤。(如有違反版規請告知)
註.建議如果保東京海上最好到日本當地在保,
因為保投事項上寫到如要取消保單,只能
用匯款退到帳戶方式,非日本帳戶要收跨
國手續費(保費太低可能扣完手續費 = 0)。
4.<日本>損害保險日本興亞(可用台灣IP投保)
投保網址(台灣端由WAmazing完美行網站進入)
https://tw.wamazing.com/insurance
1,000萬日幣醫療保障。<包括COVID-19醫療>
(就醫直接由保險公司代付)
註.規定時間內如要取消保險可以直接退刷,
這一點比東京海上好。
東京海上日動 / 損保日本興亞 保費對比圖
https://i.imgur.com/vEdLz9v.png
=========================
個人心得想法(純粹CP的角度)
單保 東京海上日動
或
單保 損保日本興亞
或
損保日本興亞 + 南山產物金平安PRO(計畫五)
或
東京海上日動 + 南山產物金平安PRO(計畫五)
美商安達沒有代墊服務,真的發生需就醫時要先
行支付醫療費,之後回台灣再報銷。
--
先聲明 這個整理只適合近期出發的旅客,
因各家保險公司都還在觀望,可能幾週後
會有更多家提供COVID-19保險與不便險。
(建議出發前幾天在投保就好,
多觀望各家保險公司動態。)
1.<台灣>美商安達(官網可線上投保)
(台灣唯一有保COVID-19的出國保險!)
https://www.chubbtravelinsurance.com.tw/
(方案內容)
https://i.imgur.com/zRJZJN5.png
(官網內容)
https://ssur.cc/jL5LgDEsb
疾病與傷害醫療最高80萬保障。
2.<台灣>南山產物(10/21開放網路投保)
(台灣唯一有日本國外旅遊不便險方案!)
https://www.nanshangeneral.com.tw/
3.<日本>東京海上日動火災(網上投保需日本IP)
投保網址(採用日本政府觀光局JNTO網址進入)
https://ssur.cc/MHQHVMSr3
1,000萬日幣醫療保障<包括COVID-19醫療>。
(就醫直接由保險公司代付)
(需到日本使用當地IP投保或台灣使用VPN)
註.網路上東京海上旅平險投保進入網址有很多
不同保險代理店,懷疑可能有分潤 我這邊
提供的是日本政府觀光局JNTO官方網址,
應該是沒有分潤。(如有違反版規請告知)
註.建議如果保東京海上最好到日本當地在保,
因為保投事項上寫到如要取消保單,只能
用匯款退到帳戶方式,非日本帳戶要收跨
國手續費(保費太低可能扣完手續費 = 0)。
4.<日本>損害保險日本興亞(可用台灣IP投保)
投保網址(台灣端由WAmazing完美行網站進入)
https://tw.wamazing.com/insurance
1,000萬日幣醫療保障。<包括COVID-19醫療>
(就醫直接由保險公司代付)
註.規定時間內如要取消保險可以直接退刷,
這一點比東京海上好。
東京海上日動 / 損保日本興亞 保費對比圖
https://i.imgur.com/vEdLz9v.png
=========================
個人心得想法(純粹CP的角度)
單保 東京海上日動
或
單保 損保日本興亞
或
損保日本興亞 + 南山產物金平安PRO(計畫五)
或
東京海上日動 + 南山產物金平安PRO(計畫五)
美商安達沒有代墊服務,真的發生需就醫時要先
行支付醫療費,之後回台灣再報銷。
--
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