行李箱損壞 富邦旅平險申請給付問題 - 旅遊
By Wallis
at 2017-08-04T11:37
at 2017-08-04T11:37
Table of Contents
上週去日本, 下機時發現行李箱破裂(破了一個大洞,還有一些其他裂傷),
有一個輪子已經快分離了, 當下就請機場行李轉台上的航空公司員工開證明.
因為行李箱(24吋)已經無法再使用了,所以必須要在日本買一個新的,
請朋友先問了一下富邦的行李損壞申請要注意的事項,
得到了下面的回答:
行李箱損壞.要開證明 (已完成)
富邦賠的是你舊的行李箱的價格. (最高12500)
所以你必須要拍下你壞的行李箱的照片再加上當初購買的價格,
然後要跟他們講是多久以前買的,他們會算折舊,
然後再扣掉自付額750,最後的價格就是保險給付的價格.
問題來了..這個行李箱當初是信用卡新戶禮(大約2年前),
當然我也知道價值不高,
照富邦這個做法,會不會扣扣折舊再扣掉自付額,結果是負數 XDD
想要問一下版上有沒有有過這經驗的朋友,有什麼比較好的處理方式?
(在日本時,後來就不敢買太好的行李箱,
大概買了約一千台幣的行李箱擋著用而已)
本來我的期望是能補給我新行李箱的費用就好(1000台幣),
看起來是好像機率很低,
還是我放棄自認倒楣.不要花了時間又花了郵資,結果給我不給付的回答?
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